BetaShares' open construction approach


To ensure cost-effectiveness, and that optimal underlying investment tools are used in each ETF's portfolio, BetaShares uses:

 

ETFs issued by BetaShares, and by other leading ETF managers

ETFs that trade here in Australia, and ETFs that trade on global exchanges.

The four BetaShares Diversified ETFs have been specifically developed for different risk profiles, so you can choose the portfolio to suit your financial circumstances and investment goals.

The funds are built using varying allocations to growth assets (such as international and Australian shares and property security exposures) vs. defensive assets (such as international and Australian bonds and cash).

 

ETFs available


• BetaShares Diversified High Growth ETF – ASX: DHHF
• BetaShares Diversified Growth ETF – ASX: DGGF
• BetaShares Diversified Balanced ETF – ASX: DBBF
• BetaShares Diversified Conservative Income ETF – ASX: DZZF

Benefits of the BetaShares Diversified ETFs

Simple to access

Access a diversified portfolio in one trade on the ASX using an online broker account or by speaking to a financial adviser

Low cost

Management fees of 0.26% p.a. - the lowest fee amongst diversified ETFs currently available on the Australian market*

Diversification

Diversification in one trade

Professional investment
management

Managed by our experienced investment management team

Open portfolio construction

Constructed using ETFs manufactured by BetaShares and other leading ETF managers, including ETFs that trade on the ASX as well as those on overseas exchanges

Lower volatility

Because they are diversified, the ETFs typically provide a smoother, less volatile ride than portfolios made up of a relatively small number of individual shares




*Additional costs, such as transactional costs, may apply. Refer to the PDS for more information.

Investor type: Beginner
Why invest?

If you’ve just started your investment journey or your're not sure how to begin, BetaShares Diversified ETFs can take away much of the complexity.

With a single trade, you can establish a low cost, well-rounded investment portfolio to suit your investment goals and risk profile – without having to make a large financial commitment.

The process of investing in a BetaShares Diversified ETF is simple. If you already have an online trading account, you can buy the ETF just as you would any share. If you don’t have an account, and you prefer to use a financial adviser, they can arrange the investment for you.

You can use a BetaShares Diversified ETF as the core of your portfolio and add to your holding as further funds become available, or alternatively add other ETFs or individual investments along the way as appropriate to your circumstances.

Ways to use BetaShares Diversified ETFs

As a whole-of-portfolio solution, with diversified exposure to a range of asset classes

Use as your core holding, allowing you to add other investments along the way

Investor type: Experienced
Why invest?

BetaShares Diversified ETFs may be suited to experienced investors looking to simplify portfolio construction and management, providing flexibility to achieve a range of objectives.

For example, you might consider using a BetaShares Diversified ETF for the core of your portfolio or SMSF, enabling you to focus on other investment opportunities.

Perhaps you’d like to set up an investment portfolio for your children or grandchildren. BetaShares Diversified ETFs provide a simple option to start off with a low-cost, well-rounded portfolio.

Possible ways to use BetaShares Diversified ETFs

As a whole-of-portfolio solution, providing diversified exposure to a range of asset classes

Use as a core holding, allowing you to take advantage of other investment opportunities as well

Low-cost option for SMSFs – use as a core, diversified exposure within your SMSF

About the BetaShares Diversified ETF series

Four BetaShares Diversified ETFs are available, specifically developed for different risk profiles, so you can choose the portfolio to suit your financial circumstances and investment goals.

ETFs Available

BetaShares Diversified Conservative Income ETF (ASX: DZZF)

BetaShares Diversified
Balanced ETF

(ASX: DBBF)

BetaShares Diversified
Growth ETF

(ASX: DGGF)

BetaShares Diversified
High Growth ETF
(ASX: DHHF)

How to invest

You can buy or sell units just like you’d buy or sell any share on the ASX. The funds require no minimum investment (subject to any minimum amounts set by your broker).

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Choose a risk profile

Each of the Betashares Diversified ETFs provides exposure to a portfolio with a different mix of growth and defensive assets. Learn more about the asset allocations below, and the type of investor each fund may suit.

Only you can decide whether an investment is right for you in light of your particular objectives, financial situation and needs. As such, the information provided should not be considered a recommendation or offer to make any investment or adopt any particular investment strategy. It doesn't take into account any investor's circumstances, so you should consider its appropriateness and seek financial advice.

  • Conservative
  • Balanced
  • Growth
  • High Growth

Conservative
BetaShares Diversified Conservative Income ETF (ASX: DZZF)

25% growth, 75% defensive* 

• May suit investors who have a low tolerance for risk and who are willing to accept lower returns for a lower level of risk in their portfolio in order to achieve their long-term objective, and who have an investment timeframe of at least 5 years.

 

* The strategic asset allocation is reviewed, and may be adjusted, annually.

Balanced
BetaShares Diversified Balanced ETF (ASX: DBBF)

50% growth, 50% defensive* 

• May suit investors who have a medium tolerance for risk and who are willing to accept some volatility in their portfolio in order to achieve their long-term objective, and who have an investment timeframe of at least 5 years.

 

* The strategic asset allocation is reviewed, and may be adjusted, annually.

Growth
BetaShares Diversified Growth ETF (ASX: DGGF)

70% growth, 30% defensive* 

• May suit investors who have a medium to high tolerance for risk and who are willing to accept a medium to high degree of volatility in their portfolio in order to achieve their long-term objective, and who have an investment timeframe of at least 7 years.

 

* The strategic asset allocation is reviewed, and may be adjusted, annually.

High Growth
BetaShares Diversified High Growth ETF (ASX: DHHF)

90% growth, 10% defensive* 

• May suit investors who have a high tolerance for risk and who are willing to accept a high degree of volatility in their portfolio in order to achieve their long-term objective, and who have an investment timeframe of at least 7 years.

 

* The strategic asset allocation is reviewed, and may be adjusted, annually.

Choosing a BetaShares Diversified ETF

Investor type: Beginner
Our most frequently asked questions

What are the BetaShares Diversified ETFs?

BetaShares Diversified ETFs are low-cost, all-in-one investment solutions designed to provide a simple way to invest in a well-rounded portfolio to suit your investment goals and risk profile. They are traded on the ASX, and can be bought and sold just like a share.

How do diversified ETFs differ from other types of ETFs?

In some ways, diversified ETFs are similar to other types of ETFs. They are cost-effective, transparent, and traded on the ASX like shares. The key difference is that diversified ETFs are typically constructed using other ETFs to provide exposure across a range of asset classes, including shares, property securities, bonds and cash, and across Australian and global markets.

How do I buy or sell?

The BetaShares Diversified ETFs are traded on the ASX just like shares. You can buy or sell through an online trading account, for just the cost of brokerage. If you don’t have an account and would prefer to use a financial adviser, they can arrange the investment for you.

How do I choose the BetaShares Diversified ETF for me?

Four BetaShares Diversified ETFs are available, which have been specifically developed for different risk profiles – Conservative Income, Balanced, Growth and High Growth - so you can choose the portfolio to suit your financial circumstances and investment goals. You should consider factors such as:

  • Your investment goals – is income or growth more important to you, or a balance?
  • Your age and stage of life
  • Your current financial circumstances –your assets, levels of income and debt, financial obligations
  • Your investment horizon and timeframe
  • Your appetite for risk – how comfortable are you with volatility or fluctuations in the value of your investments?

I’m using a micro investment app already, what’s the difference?

Micro investment apps can be a good way to put aside small amounts of money that are automatically invested into a portfolio of ETFs. With a BetaShares Diversified ETF, you can invest as much (or as little) as you want in a single ETF. Micro investing apps are about investing small amounts of money regularly. They are not typically seen as an ‘either/or’ product and could be used along with other saving or investment strategies, such as a BetaShares Diversified ETF.

What can I expect after I invest?

After you have bought your BetaShares Diversified ETF, you will receive a statement that confirms the number of units you purchased, and the date of purchase. Each distribution period (quarterly for the all the funds except for the BetaShares Diversified Conservative Income ETF, which is monthly), when distributions are paid, you will receive a statement with details of the distribution. After the end of each financial year, you will receive a tax statement setting out information about the distributions you received, to assist you in completing your tax return.

How are distributions paid?

Any distributions from the Funds will be paid to your nominated Custodian bank account if the Distribution Reinvestment Plan ("DRP") does not apply. A DRP is available for each Fund. Participation in the DRP is subject to the terms and conditions of the DRP policy document, which is available at https://www.betashares.com.au/regulatory-resources/.

Currently, only Unitholders who have a registered address in Australia or New Zealand are eligible for the DRP. For eligible Unitholders in the BetaShares Diversified Growth ETF and the BetaShares Diversified High Growth ETF, the DRP will apply automatically to their investment so that distributions from the relevant Fund will be reinvested in additional Units in that Fund, unless they elect to opt-out of the DRP by completing an on-line form available on the registrar’s website (Link Market Services) or by contacting the registrar (further information will be provided in the information pack you will receive when you become a Unitholder).

For Unitholders in the BetaShares Diversified Conservative Income ETF and the BetaShares Diversified Balanced ETF, the DRP will not apply automatically. If eligible Unitholders wish to participate in the DRP, they can elect to do so by completing an on-line form available on the registrar’s website (Link Market Services) or by contacting the registrar (further information will be provided in the information pack you will receive when you become a Unitholder).

Investor type: Experienced
Our most frequently asked questions

What are the BetaShares Diversified ETFs?

BetaShares Diversified ETFs are low-cost, all-in-one investment solutions designed to provide a simple way to invest in a well-rounded portfolio to suit your investment goals and risk profile. They are traded on the ASX, and can be bought and sold just like a share.

How do diversified ETFs differ from other types of ETFs?

In some ways, diversified ETFs are similar to other ETFs. They are cost-effective, transparent, and traded on the ASX like shares. The key difference is that diversified ETFs are typically constructed using other ETFs, to provide exposure across a range of asset classes, including shares, property securities, bonds and cash, and across Australian and global markets.

Can I use the BetaShares Diversified ETFs in my SMSF?

Yes. For example, a BetaShares Diversified ETF may be used as a core, low-cost diversified exposure within your SMSF.

Can the BetaShares Diversified ETFs be used to invest for my children, or grandchildren?

Yes. BetaShares Diversified ETFs may be considered as an option to start children or grandchildren off with a well-rounded portfolio. Because there is no minimum investment amount required (aside from any minimum your broker may set), you can begin with a small amount of funds.

Do BetaShares Diversified ETFs pay income?

Yes. It is intended that distributions will be paid on a monthly basis for the BetaShares Diversified Conservative Income ETF and and as a quarterly basis for the other funds.

How are distributions paid?

Any distributions from the Funds will be paid to your nominated Custodian bank account if the Distribution Reinvestment Plan ("DRP") does not apply. A DRP is available for each Fund. Participation in the DRP is subject to the terms and conditions of the DRP policy document, which is available at https://www.betashares.com.au/regulatory-resources/.

Currently, only Unitholders who have a registered address in Australia or New Zealand are eligible for the DRP. For eligible Unitholders in the BetaShares Diversified Growth ETF and the BetaShares Diversified High Growth ETF, the DRP will apply automatically to their investment so that distributions from the relevant Fund will be reinvested in additional Units in that Fund, unless they elect to opt-out of the DRP by completing an on-line form available on the registrar’s website (Link Market Services) or by contacting the registrar (further information will be provided in the information pack you will receive when you become a Unitholder).

For Unitholders in the BetaShares Diversified Conservative Income ETF and the BetaShares Diversified Balanced ETF, the DRP will not apply automatically. If eligible Unitholders wish to participate in the DRP, they can elect to do so by completing an on-line form available on the registrar’s website (Link Market Services) or by contacting the registrar (further information will be provided in the information pack you will receive when you become a Unitholder).

About BetaShares

BetaShares is a leading manager of ETFs and other funds that are traded on the Australian Securities Exchange (‘ASX’). Our aim is to provide intelligent investment solutions, which help Australian investors meet their financial objectives.

With a broad range of products now trading on the ASX, our range of funds is one of the largest and most diverse available in the market.

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